PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL SELF-EFFICACY, DAN GAYA HIDUP TERHADAP PENGELOLAAN KEUANGAN PRIBADI GENERASI Z DI JAKARTA

Abstrak

Penelitian ini bertujuan untuk menganalisis pengaruh Financial Knowledge, Financial Self-Efficacy, dan Gaya Hidup Terhadap Pengelolaan Keuangan Pribadi Generasi Z di Jakarta. Penelitian ini menggunakan metode kuantitatif dengan teknik survei melalui penyebaran kuesioner kepada 150 responden Generasi Z di Jakarta. Teknik analisis data meliputi uji validitas dan reliabilitas, uji asumsi klasik, regresi linear berganda, koefisien determinasi, dan uji hipotesis dengan bantuan SPSS 25. Hasil penelitian menunjukkan Financial Knowledge, Financial Self-Efficacy, dan Gaya Hidup secara simultan berpengaruh signifikan terhadap Pengelolaan Keuangan Pribadi. 

This study aims to analyze the influence of financial knowledge, financial self-efficacy, and lifestyle on personal financial management among Generation Z in Jakarta. This study used quantitative methods with a survey technique by distributing questionnaires to 150 Gen Z respondents in Jakarta. Data analysis techniques included validity and reliability tests, classical assumption tests, multiple linear regression, coefficient of determination, and hypothesis testing using SPSS 25. The results showed that financial knowledge, financial self-efficacy, and lifestyle simultaneously have a significant effect on personal financial management.