PERAN KOPERASI BMT AL-ISHLAH KOTA JAMBI DALAM MENINGKATKAN PERKEMBANGAN PEREKONOMIAN ANGGOTA

Abstrak

For people who want sharia financing, Baitul Maal Wa Tamwil is the right choice. In reality, BMT
is not a legal entity as a BMT, but as a cooperative. Each legal entity chosen by BMT will definitely
have different legal consequences. The aim of this research is to find out about the membership of
the BMT Al-Ishlah cooperative in the city of Jambi which has not yet developed its economy and
how this problem can be resolved by the BMT Al-Ishlah cooperative in the city of Jambi. This
research uses qualitative research with a sociological juridical approach, which uses secondary
data as initial data and then continues with primary data, or research field data, using three types
of research, namely observation, interviews and literature. By involving members and managers of
the BMT cooperative as well as all related parties. The results of this research show that BMT AlIshlah is able to help the economic growth of members and the community by providing loans and
financing, such as murabahah and mudharabah financing, as well as savings programs, such as
principal savings, mandatory savings and voluntary savings. The focus of this research is only on
the role of cooperatives in improving the economic development of members, therefore further
research is needed regarding the role of BMT cooperatives in a wider range.