PENGARUH LITERASI KEUANGAN DAN LOCUS OF CONTROL TERHADAP PERILAKU PENGELOLAAN KEUANGAN SYARIAH DI KALANGAN MAHASISWA

Abstrak

This research aims to determine and analyze the influence of the independent variable on the dependent variable. The method used in this research is a quantitative method. The sample in this research was 53 students from the Faculty of Islamic Economics and Business at UIN Sulthan Thaha Saifuddin Jambi. The research results show that financial literacy (X1) has a significant effect on sharia financial management behavior (Y) with a Tcount value of 2.918>Ttable 2.008 and a Sig value of 0.005<0.05, which means Ho is rejected and Ha is accepted. Locus of control (X2) shows that there is a significant influence on sharia financial management behavior (Y). with a calculated T value for the locus of control variable of 4.184>2.008 with a significance value of 0.000<0.05. So it can be concluded that Ha is accepted and Ho is rejected. Simultaneously (X1), and (X2) simultaneously influence (Y) by 0.000<0.005 and the value of Fcount > Ftable 28.544>3.183.